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DisputeIQAudit-grade credit operations
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Trust center

Your file is yours.
Always.

DisputeIQ is engineered like a financial institution handles its own operations. Here is exactly what we do, what we don't do, and the rights you keep.

AES-256

Encryption at rest

TLS 1.3

Transport security

SOC 2

Controls aligned

Zero

Data brokers

Security posture

Six commitments. Documented and audited.

Encryption

AES-256 at rest

Every document and credit file is encrypted at rest with AES-256, TLS 1.3 in transit. Keys are managed in an isolated KMS.

Isolation

Per-tenant boundaries

Your data lives in a tenant-isolated namespace. We never co-mingle reports, vault contents, or activity logs across users.

Audit

Immutable activity log

Every action — uploads, drafts, dispatches, deletions — is timestamped, signed, and exportable on demand.

Data

Zero data brokers

We never sell, share, or rent your data to third parties. There is no advertising business model attached to your file.

Process

Confirmed dispatch only

Nothing leaves the platform without your explicit confirmation. There is no auto-send. There are no hidden actions.

Portability

Export anytime

You can export your full history, audit log, documents, and dispatch records at any time, in standard formats.

Your rights

What you can always do.

  • You may dispute inaccuracies on your credit report yourself, for free, directly with the bureaus.
  • You may request your annual free reports at annualcreditreport.com.
  • You can revoke consent and close your account at any time.
  • You can request export of all your data on demand.
  • You can request deletion of your data, subject to legal retention requirements.

What we don't do

Lines we don't cross.

  • We do not guarantee removal of any item from your credit report.
  • We do not guarantee any change in your credit score.
  • We do not submit anything on your behalf without your explicit confirmation.
  • We do not sell, rent, or share your data with marketing partners.
  • We do not use your file for training third-party AI models.

Compliance notice

You may dispute inaccuracies on your credit report yourself, for free, directly with the credit bureaus. This platform is a software and workflow tool that helps you organize, prepare, and track your own actions. We do not guarantee removals or score changes.

See pricing →See the method

Compliance at a glance

DIY credit dispute software

You direct every action. DisputeIQ prepares packets, sends them on your written authorization, and tracks the response — you remain in control.

Not a credit repair agency

DisputeIQ is not a credit repair organization, law firm, or credit bureau. We do not negotiate with creditors or furnishers on your behalf.

No guaranteed outcomes

Results depend on the accuracy of your reports and the response of each bureau or furnisher. Anyone promising a specific score lift is not telling you the truth.

You have the right to dispute inaccuracies yourself, for free, directly with the credit bureaus. DisputeIQ is a tool that helps you exercise that right with more structure, better documentation, and a clearer audit trail.

Trust Center — DisputeIQ