Start your file · A Screwed Up Credit company

Three steps.
One command center.

Every DisputeIQ workflow begins with a real 3-bureau report. Start with our supported provider MyScoreIQ, return to DisputeIQ, and turn the file into action.

  1. 01Report intake

    Get your real 3-bureau report

    Activate MyScoreIQ to pull a live Experian, Equifax, and TransUnion file. This is the report DisputeIQ will analyze.

    • Live tri-merge report
    • All three bureaus
    • Refresh on demand
    • Delivered to you, not to us

    MyScoreIQ · the supported provider for DisputeIQ

  2. 02Return to DisputeIQ

    Come back to disputeiq.org

    Once you have your report in hand, come back here and open your DisputeIQ command center. Your workspace is ready the moment you sign in.

    • No manual matching
    • Your workspace is ready
    • Sign in or create an account
    • Private by design

    Sign in / create your DisputeIQ account

  3. 03Connect & analyze

    Connect your MyScoreIQ report and begin

    Connect your MyScoreIQ report into DisputeIQ. Cross-bureau analysis runs in minutes, surfacing actionable findings ranked by severity with drafted next-best actions.

    • Cross-bureau diff engine
    • Severity-ranked findings
    • AI next-best action
    • Draft disputes from facts

    Lands directly in the tri-merge action center

Good to know

A few things before you start.

  • Why MyScoreIQ?

    MyScoreIQ is the supported report provider for DisputeIQ. It delivers the 3-bureau JSON file DisputeIQ uses for analysis — reliable imports, accurate dispute workflow.

  • Your file, your file.

    You can dispute inaccuracies yourself, for free, directly with the bureaus. DisputeIQ is a workflow and software tool — we help you organize and act accurately.

  • No guaranteed outcomes.

    We do not guarantee removals or score changes. Nobody legitimate can. DisputeIQ optimizes for accuracy and documentation, not promises.

  • You confirm every step.

    Nothing leaves the platform without your explicit confirmation. No auto-dispatch, no hidden actions, no silent fees.

Compliance at a glance

DIY credit dispute software

You direct every action. DisputeIQ prepares packets, sends them on your written authorization, and tracks the response — you remain in control.

Not a credit repair agency

DisputeIQ is not a credit repair organization, law firm, or credit bureau. We do not negotiate with creditors or furnishers on your behalf.

No guaranteed outcomes

Results depend on the accuracy of your reports and the response of each bureau or furnisher. Anyone promising a specific score lift is not telling you the truth.

You have the right to dispute inaccuracies yourself, for free, directly with the credit bureaus. DisputeIQ is a tool that helps you exercise that right with more structure, better documentation, and a clearer audit trail.

Get started — DisputeIQ